5 Best Same Day Payday Loan Matching Services


Are you facing a financial crisis and need money quickly? Anyone can face financial obstacles in life.

Luckily, same-day payday loans can help you on bad days.

What you need to know about short term loans

1. Viva Payday Loans

Viva Payday Loans is an online brokerage site that connects borrowers with leading lenders that offer same day payday loans people with bad credit. Loan amounts vary between $100 and $5,000, with repayment periods of 3 to 12 months.

The online application process is simple with instant feedback and only takes a few minutes.

Start by choosing the loan amount you need, then complete the online form with your personal information. After submission and approval, you will be transferred to an appropriate lender.

The loan provider will give you the loan terms and agreements to sign before depositing the funds into your account. You will receive the money within 15 minutes or up to 24 hours after signing the contract.


  • Loan amounts between $200 and $5,000.

  • Same day payment.

  • Fast online application and approval process.

The inconvenients

2. Heart Paydays

The Heart Paydays online platform connects borrowers with lenders who provide payday loans between $100 and $5,000, with loan terms of up to 2 years. The platform has a simple application process with quick feedback.

After approval, you will be transferred to lenders likely to accept your application and grant you the loan. You can avail these loans even with bad credit. The lender may request additional information such as bank statements, proof of income and an address.

You will then receive the terms of the loan, which you should read carefully before signing. The lender will then transfer the funds directly to your account. You will repay the loan by monthly automatic payment.

Interest rates vary by lender, but the platform has a standard range of 5.99% to 35.99%.


  • Simple online application process with quick approval. Payment is made on the same business day.

  • Bad borrowers are eligible.

The inconvenients

3. Very Happy Loans

This platform offers up to $5,000 with loan terms of 2 to 3 years, regardless of your credit rating. Customers can select a convenient loan amount and repayment period.

The Very Merry platform has a simple application process, and you will also get feedback within minutes whether you were rejected or approved.

All you have to do is fill out an application form with your details. After approval, you must sign a loan agreement before the lender will transfer the funds to your account within 24 hours.

Although rates vary by lender, Very Merry loans have a standard APR rate between 5.99% and 35.99%. Borrowers with bad credit and unemployed people can also apply for loans on this site.


The inconvenients

4. Money Lender Team

This platform connects borrowers with a panel of lenders offering personal loans. Loan terms range from 3 months to 2 years. The lenders offer loans without credit checkand you can choose a loan that meets your financial needs.

The platform has a simple online application process with quick responses. Lenders repay loans within the same business day after approval. Borrowers with bad credit or no credit history can also avail loans here.


  • Loan amounts range from $200 to $5,000.

  • Same day payment.

  • Provides access to major lenders in multiple states.

The inconvenients

5. Credit Clock

Credit Clock is a platform that offers loan matching services and also connects borrowers to a panel of top lenders who offer payday loans.

This platform has access to multiple private loan providers, which gives Credit Clock an edge in the lending industry by helping people with different financial needs.

Borrowers with low incomes, bad credit, and unemployed people can apply for and benefit from loans on this site. Credit Clock offers loans without a credit check and does not impose the strict requirements of traditional banks.

Lenders use criteria other than credit scores to determine if a potential customer qualifies for loans.

This platform is user-friendly and has a simple application process with a quick response.


  • Simple online application process.

  • Several lenders are available in many states.

  • Flexible loan terms from 1 to 12 months.

The inconvenients

  • Not available in states like Connecticut, Arkansas, Montana and New Hampshire.


What is the process of getting a loan What are the successes and pitfalls to be aware of

The era of submitting physical application forms with minimal chances of loan approval is over. Instead, you can apply for loans online using your mobile phone and get approved in minutes.

A single application is enough to give you access to several lenders who provide payday loans.

You can get payday loans with same day payment from the above platforms which offer excellent and fast loan matching services.


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